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Financing & Leasing Options
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In-House, 12-month interest free financing (NO CREDIT NEEDED)

Requirements for In-House 12-Month option:

• Roughly one-third (33%) of total purchase price as a deposit plus sales tax
Proof of income (Most recent check stub, Social Security/Disability/Pension/Veterans' Award letters required)

• Proof of identification (Government Issued State ID/Drivers License and Social Security Card)

• Fill out application
Eligible customers are welcome to pay towards a down payment before 12-Month financing period begins
Everything must be fulfilled prior to delivery!


Snap Leasing

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Leasing through a banking company that offers a 12 month financing plan with 100-day early buyout same as cash price. What this means is that eligible applicants can finance purchases for twelve months and buyout early in 100 days before interest begins to accumulate. Customers are encouraged to pay off the balance within the 100-day period.


Layaway Program

Albert's Home Furnishings offers a six month layaway program for all purchases (Minimum Total: $599.99)

- 20% deposit of total purchase price (Six-Month payment arrangement will follow)
- Total balance must be paid in full prior to delivery or pickup
- Similar to in-house financing, however customer is making payments toward the total balance and does not receive furniture until the balance is paid in full.

We are proud to offer our customers online Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

All you have to do to sign up is create a FREE account by clicking HERE and you are ready to go! When you shop in our Online Showroom, you can then make use of the Lay-A-Way button that you will see next to every product!

Have More Questions?
Look at the Frequently Asked Questions (FAQ) by clicking HERE or feel free to contact any one of our locations for information. 

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