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Financing & Leasing Options
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In-House, 12-month interest free financing (NO CREDIT NEEDED)

Requirements for In-House 12-Month option:

• Roughly one-third (33%) of total purchase price as a deposit plus sales tax
Proof of income (Most recent check stub, Social Security/Disability/Pension/Veterans' Award letters required)

• Proof of identification (Government Issued State ID/Drivers License and Social Security Card)

• Fill out application
Eligible customers are welcome to pay towards a down payment before 12-Month financing period begins
Everything must be fulfilled prior to delivery!


Snap Leasing

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Snap Finance offers lease-to-own financing that empowers credit-challenged shoppers with the buying power to get what they need, now. Snap was founded on the principle that you should thrive with financing that’s accessible, affordable, and completely transparent. The application is EASY, and you’ll find out in seconds if you’ve been approved.  

To apply, you’ll need to:  

Be of legal age to enter into a contract 

Have a steady monthly income 

Have an active checking account 

Provide a valid email address and mobile phone number 

With approvals up to $5,000 – get what you need TODAY and make payments over time with Snap!

Acima Leasing

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Kornerstone Leasing

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Layaway Program

Albert's Home Furnishings offers a six month layaway program for all purchases (Minimum Total: $599.99)

- 20% deposit of total purchase price (Six-Month payment arrangement will follow)
- Total balance must be paid in full prior to delivery or pickup
- Similar to in-house financing, however customer is making payments toward the total balance and does not receive furniture until the balance is paid in full.

We are proud to offer our customers online Lay-A-Way to make it easy for you to buy the furniture that you want by paying for them through manageable installment payments. The program allows you to break down your order’s purchase price over a number of payments that you set. Use our Lay-A-Way to plan and budget for all of your home furnishing purchases!

All you have to do to sign up is create a FREE account by clicking HERE and you are ready to go! When you shop in our Online Showroom, you can then make use of the Lay-A-Way button that you will see next to every product!

Have More Questions?
Look at the Frequently Asked Questions (FAQ) by clicking HERE or feel free to contact any one of our locations for information. 

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